Best exchange rate to send money from UK to India

The best way to send money from the UK to India is usually through a specialist online transfer provider, which tends to offer stronger exchange rates and lower fees than high-street banks. Most providers deposit funds directly into the recipient's Indian bank account or UPI-linked account.

To get the most rupees for your pounds, compare the total amount delivered rather than the headline fee alone, as the exchange rate has the biggest impact on larger transfers.

Many providers can transfer money from the UK to India within minutes or a few hours, especially when paying by debit card and depositing into a bank account. Some bank-to-bank transfers may take up to one or two working days to clear.

The timing depends on the provider, your payment method and the receiving bank. Each provider listed below shows its estimated delivery time so you can weigh up speed against cost.